EX-23 3 fnb-10xk2021xex23xq4.htm EX-23

                                            EXHIBIT 23    

Consent of Independent Registered Public Accounting Firm

We consent to the incorporation by reference in the following Registration Statements of F.N.B. Corporation:

•Registration Statement on Form S-8 relating to the F.N.B. Corporation 401(k) Plan (File #333-185929)

•Registration Statement on Forms S-3 and S-8 relating to the following PVF Capital Corp. plans: 1996 Incentive Stock Option Plan; 2000 Incentive Stock Option and Deferred Compensation Plan; 2008 Equity Incentive Plan and 2010 Equity Incentive Plan, all assumed by F.N.B. Corporation (File #333-189708)

•Registration Statement on Form S-8 relating to the Metro Bancorp, Inc. Amended and Restated 2006 Employee Stock Option and Restricted Stock Plans, both assumed by F.N.B. Corporation (File #333-207334)

•Registration Statement on Form S-8 relating to the F.N.B. Corporation Incentive Compensation Plan (File #333-249121)

•Registration Statement on Form S-3ASR relating to Dividend Reinvestment and Direct Stock Purchase Plan (File #333-253805)

•Registration Statement on Form S-3ASR relating to the shelf registration of F.N.B. Corporation common stock, preferred stock, debt securities, depositary shares, warrants, purchase contracts, and units (File #333-256128)

•Registration Statement on Form S-3ASR relating to the registration of F.N.B. Corporation and FNB Financial Services, LP Subordinated Notes (File #333-259204 and #333-259204-01)

•Registration Statement on Form S-4 relating to merger with Howard Bancorp (File # 333-259492)

•Registration Statement on Form S-8 relating to the Howard Bancorp, Inc. 2013 Equity Incentive Plan (File # 333-259492)

of our reports dated February 24, 2022, with respect to the consolidated financial statements of F.N.B. Corporation and subsidiaries and the effectiveness of internal control over financial reporting of F.N.B. Corporation included in this Annual Report (Form 10-K) of F.N.B. Corporation for the year ended December 31, 2021.

/s/ Ernst & Young LLP

Pittsburgh, Pennsylvania

February 24, 2022