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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(D) OF

THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): May 19, 2026

Rhinebeck Bancorp, Inc.

(Exact Name of Registrant as Specified in Charter)

Maryland

001-38779

83-2117268

(State or Other Jurisdiction)

of Incorporation)

(Commission File No.)

(I.R.S. Employer

Identification No.)

2 Jefferson Plaza, Poughkeepsie, New York

12601

(Address of Principal Executive Offices)

(Zip Code)

Registrant’s telephone number, including area code:(845) 454-8555

Not Applicable

(Former name or former address, if changed since last report)

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading

Symbol(s)

Name of each exchange on which registered

Common Stock, par value $0.01 per share

RBKB

The NASDAQ Stock Market, LLC

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

 Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

 Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

 Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17

CFR 240.14d-2(b))

 Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17

CFR 240.13e-4(c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).     Emerging growth company 

 

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. 

Item 5.07

Submission of Matters to a Vote of Security Holders.

The Annual Meeting of Stockholders of Rhinebeck Bancorp, Inc. (the “Company”) was held on May 19, 2026. The final results of the vote on each matter submitted to a vote of stockholders are as follows:

1.The following individuals were elected as directors of the Company. Three directors were elected to serve a three-year term, and one director was elected to serve a two-year term, as indicated below, each to hold office until their respective successors are duly elected and qualified. The voting results for each nominee were as follows:

  ​ ​ ​

For

  ​ ​ ​

Withhold

  ​ ​ ​

Broker Non-Votes

William C. Irwin (two-year term)

9,080,423

609,873

759,877

Steven E. Howell (three-year term)

9,179,375

510,921

759,877

Sharon A. McGinnis (three-year term)

9,169,367

520,929

759,877

Matthew J. Smith (three-year term)

9,654,863

35,433

759,877

2.The appointment of Wolf & Company, P.C. to serve as the Company’s independent registered public accounting firm for the fiscal year ending December 31, 2026 was ratified by the following vote:

For

  ​ ​ ​

Against

  ​ ​ ​

Abstentions

10,412,954

34,549

2,670

3.The compensation of the Company's named executive officers, as described in the Company’s proxy statement dated April 15, 2026, was approved on an advisory (non-binding) basis by the following vote:

For

  ​ ​ ​

Against

  ​ ​ ​

Abstentions

Broker Non-Votes

9,545,385

134,792

10,119

759,877

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

RHINEBECK BANCORP, INC.

DATE: May 19, 2026

By: /s/ Kevin Nihill

Kevin Nihill

Chief Financial Officer