Q4 and Full Year 2024 Earnings Release BSVN January 16, 2025

BSVN – Corporate Overview Consistently ranked by S & P Global Market Intelligence as one of the Top Performing Community Banks in the United States Consistently produce top tier earnings and ROATCE (3) Proven ability to maintain a healthy net interest margin through various interest rate cycles Abundant liquidity and a properly matched balance sheet Disciplined credit culture that adheres to our comprehensive risk management practices Experienced and talented bankers focused on high-touch personalized service, targeting entrepreneurs and their commercial banking needs Positioned in dynamic markets with a commercial banking emphasis delivering services via a branch-lite model Shareholder alignment due to 56% insider ownership Dollars in thousands, all data as of December 31, 2024, unless indicated otherwise Pre-provision, pre-tax earnings (“PPE”) is a non-GAAP financial measure. See appendix for reconciliation to their most comparable GAAP measure Diluted earnings per share, as presented See slide 4 for the corresponding comparison between BSVN and peer group Bank7 Branch Dallas / Fort Worth Tulsa Oklahoma City

Q4 and Full Year Overview Asset Quality & CRE Dollars in thousands, all data as of December 31, 2024, unless indicated otherwise See slide 10 for adjusted uninsured deposit calculation $1.00 billion of gross loans reprice daily EPS: Q4 - $1.16; full year - $4.84 Results were achieved through core earnings with no shares repurchased ROATCE: Q4 - 22.09%; full year - 25.00% Low efficiency ratio: Q4 - 39.14%; full year - 37.90% Record Full Year EPS & Strong ROATCE CET1: 13.98% Tier 1 Leverage: 12.19% TCE/TA: 11.78% Capital ratios far exceed “well capitalized” regulatory guidelines Exceptional earnings and low dividend payout ratio builds capital rapidly Debt free Balance Sheet, and no HTM securities Prudent Capital Management Adjusted uninsured deposits represent 16.02% of total deposits(1) The sum of cash plus unpledged securities and undrawn lines-of-credit equals $810.88 million, which significantly exceeds adjusted uninsured deposits of $242.79 million(1), a 3.34x coverage $1.17 billion or 83.84% of loans reprice in 1 year or less, with $1.00 billion(2) or 71.81% repricing daily AOCI is only $4.97 million; the average investment portfolio duration is ~4.1 years Consistent Balance Sheet Management & Liquidity NPLs to Total Loans of 0.55% Diverse CRE portfolio primarily located in the DFW and Oklahoma City Metros Office Loan Average Size, excluding construction is $0.91 million: Owner Occupied — $0.66 million Non-Owner Occupied — $1.35 million

Maximizing Our Employee Base PPE(1) Strength in Core Earnings 3.38% increase Dollars are in millions Financial data is as of or for the twelve months ended December 31 of each respective year Pre-provision, pre-tax earnings (“PPE”) is a non-GAAP financial measure. See appendix for reconciliation to their most comparable GAAP measure Record PPE: Full year PPE of $60.36 million, an increase of 3.38% as compared to 2023 Record PPE was driven by: Disciplined loan pricing Asset sensitive balance sheet Expense controls We achieve maximum productivity by: Hiring fewer but better FTEs Operating an efficient delivery system with a strict adherence to process

Consistently Outperforming our Peer Group Income Statement as a Percentage of Average Assets PPE to Average Assets vs Peers Dollars are in thousands Peer group is defined as exchange-traded banks nationwide with assets between $500mm-$5bn (145 banks); Source: S&P Global Market Intelligence. As of Q3 2024, the latest data available.

Return on Average Tangible Common Equity 5 year average: 21.4% Efficiency Ratio 5 year average: 37.2% Return on Average Assets 5 year average: 2.1% Consistent Top Performer Financial data is as of or for the twelve months ended December 31 of each respective year Industry-leading performance ratios remain top-tier and within our historical ranges 8.60%

Diluted Earnings Per Share 58.69% Increase Tangible Book Value Per Share(1) CAGR since 2018: 17.0% Full Year Record EPS: Full year EPS of $4.84, a 58.69% increase from 2023 No share repurchases since 2020 Reliable and Rapid Capital Compounder Dollars are in thousands, except for per share data Tangible book value per share is a non-GAAP financial measure, and is calculated by dividing “Total tangible shareholders’ equity” by “Shares outstanding” TBV per share of $21.71, an increase of $4.22 or 24.16% as compared to YE 2023 Consistently strong earnings increased TBV despite three factors: $0.85 per share paid for an all-cash acquisition in Q4 2021 $0.53 per share AOCI unrealized loss from investments $3.57 per share paid in cash dividends, since IPO

CAGR since 2018: 15.6% BSVN Compared to All Major Exchange Traded Banks Source: S&P Global Market Intelligence and FactSet; Market data as of 12/31/2024 Total shareholder return includes the reinvestment of dividends Public banks include all major exchange-traded banks nationwide (312 banks) Total Shareholder Return Since BSVN’s IPO (9/2018) BSVN’s TBVPS Since FYE 2018 (1) $100 invested in BSVN since IPO would be worth $231.99 now $100 invested in an index of all public banks since BSVN’s IPO would be worth $113.51 now BSVN: 132.0% Median: 13.5% 118.5% Outperformance Public Banks Median CAGR: 5.6%(1)

Consistent Net Interest Margin Financial data is as of or for the twelve months ended December 31 of each respective year and as of or for the three months ended December 31, 2024 and September 30, 2024 Net interest margin (excluding loan fee income) is a non-GAAP financial measure, see Appendix for reconciliation to the most comparable GAAP measure for this metric ◼︎ Loan Fee Income Contribution Net interest margin remains within our historical range due to disciplined loan pricing, a healthy amount of non-interest bearing deposits, and our properly matched balance sheet The 50 basis point (bps) rate cuts during the quarter had a neutral impact on net interest margin; loan yields ended the quarter at 7.55%, a 31 bps reduction from ending Q3 loan yields; this represents a 62% beta relative to the full rate cuts during the quarter; concurrently, the cost of funds (COF) for deposits finished the quarter at 2.70%, down 30 bps from the Q3 COF, reflecting a 60% beta The full 100 bps rate cuts during the second half of 2024 were neutral to net interest margin, loan yields have declined 63 bps, representing a 63% beta; compared to a deposit COF decrease of 62 bps, representing a 62% beta There are currently $52.60 million of floating rate loans at their floors, which would increase to $285.52 million of floating rate loans at their floors with another 100 bps in rate cuts

We Achieve a Steady Spread thru Various Rate Cycles Financial data calculated using annual averages Excluding loan fee income

Asset Sensitivity Repricing and Liquidity Dollars in thousands, all data as of December 31,2024, unless indicated otherwise $1.00 billion of gross loans reprice daily Asset Sensitivity Repricing Schedule (1) 71.81% of all earning assets reprice within one year or less and combined with a properly matched balance sheet, are key drivers of our consistent net interest margin Uninsured deposits total $354.17 million or 23.37% of total deposits; however, after deductions for insider owned, and also collateralized deposits, adjusted uninsured deposits are $242.79 million, which is 16.02% of total deposits Cash, securities, and undrawn lines of credit totaled $810.88 million, providing a 3.34x coverage of adjusted uninsured deposits Uninsured Deposits | Cash/Liquidity Liquidity

Deposit Composition Deposit Composition CAGR since 2020: 13.0% Dollars in millions Decrease in non-interest bearing deposits, as compared to 2023, relates to a $100.00 million deposit that was directed to BSVN by a bankruptcy court which has now been dispersed 1

Loan Portfolio Trends Loan Portfolio Trends – Selected Categories Dollars are in millions CAGR Since 2020: 8.9% 9.5% 26.7% 18.5% 45.3%

Loan Portfolio Distribution Dollars are in millions. Data as of December 31, 2024 Loan Portfolio Selected Categories

Diverse CRE Portfolio with Very Low Historical Losses Dollars are in millions. Data as of December 31, 2024 Diverse commercial real estate lending activity in Texas and Oklahoma with an emphasis in the DFW, Oklahoma City, and Tulsa metros Minimal office loans No office exposure to downtown metropolitan locations Office Loan Average Size, excluding construction is $0.91 million: Owner Occupied — $0.66 million Non-Owner Occupied — $1.35 million Construction lending activity primarily in Oklahoma City and the Dallas metroplex with an emphasis on entry level homes with established homebuilders Limited lot and development lending activity Hospitality niche managed by seasoned professionals with proven track record through various economic cycles CONSTRUCTION OWNER OCCUPIED

Hotel Portfolio by Class Hotel Portfolio by Location Hospitality Loan Portfolio – A Source of Strength Dollars are in millions. Data as of December 31, 2024 No historical NCOs in the hospitality segment Blue collar portfolio that is well-protected by the “cycle-down” effect of a recession Geographically concentrated in TX (85%) and other markets with favorable economic conditions Loans personally guaranteed by experienced owner/operators with operating history spanning decades of economic cycles Diversified lending to many reputable brands Consistent underwriting fundamentals with disciplined equity requirements, debt coverage ratio requirements, personal recourse, and rapid amortization Average loan size of $5.50 million 3.56% Actual Hotel Portfolio by Location

Total Assets Strategic Growth in Dynamic Markets Dollars are in millions 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 LPO opened in Tulsa, OK, full-service branch opened in Frisco, TX Oklahoma acquisition Full-service branch opened in Tulsa, OK Completed IPO Full-service branch opened in Irving, TX LPO opened in Irving, TX Kansas acquisition CAGR Since 2014: 13.8%

Earnings-driven Capital Shock-absorption Earnings-driven cushion far exceeds regulatory capital minimums as illustrated over a two-year period, consistent with DFAST parameters(1) Dollars are in thousands above assumes no cash dividends and is simply an illustration and should not be considered a projection or forward-looking guidance of any kind DFAST = Dodd-Frank Act Stress Test Excess capital to target ratio expressed in % is the difference between the actual ratio and regulatory minimum divided by the regulatory minimum Excess capital to target ratio expressed in $ is the excess capital % multiplied by either average assets or risk-weighted assets, assuming a static balance sheet over the next 24 months Trailing twelve months PPE of $60.4 million extrapolated over two years

Appendix

Bank7 Corp. Financials BSVN adopted the CECL model (ASC326) on 1/1/2023 using the modified retrospective method. The presented allowance for periods prior to 1/1/2023 is under the incurred loss model (pre-ASC326). Represents a non-GAAP financial measure. See non-GAAP reconciliations table for reconciliation to most comparable GAAP measure for this metric

Bank7 Corp. Performance Ratios Annualized Efficiency ratio is calculated by dividing noninterest expense by the sum of net interest income on a tax equivalent basis and noninterest income Represents a non-GAAP financial measure, see non-GAAP reconciliations table for reconciliation to the most comparable GAAP measure for this metric Ratios are based on Bank level financial information rather than consolidated information. At December 31, 2024, Tier 1 leverage ratio, Tier 1 risk based capital ratio, and total risk-based capital ratios were 12.19%, 13.98%, and 15.21% respectively for the Company

Non-GAAP Reconciliations

Non-GAAP Reconciliations -- Continued

Oil & Gas Asset Recap Cash Flow Recap GAAP Results

Available-for-Sale Securities Portfolio Investment Portfolio Dollars are in millions. All mortgage-backed securities and collateralized mortgage obligations are issued and/or guaranteed by U.S. government agencies or U.S. government-sponsored entities. Total investment securities of $59.9 million as of December 31, 2024 Weighted Average Duration: 4.1 Years Book Yield: 2.22%

Legal Information and Distribution This presentation and oral statements made regarding the subject of this presentation contain forward-looking statements. These forward-looking statements are subject to significant uncertainties because they are based upon: the amount and timing of future changes in interest rates, market behavior, and other economic conditions; future laws, regulations, and accounting principles; changes in regulatory standards and examination policies, and a variety of other matters. These other matters include, among other things, the impact of COVID-19 on the United States economy and our operations, the direct and indirect effect of economic conditions on interest rates, credit quality, loan demand, liquidity, and monetary and supervisory policies of banking regulators. These forward-looking statements reflect Bank7 Corp.’s current views with respect to, among other things, future events and Bank7 Corp.’s financial performance. Any statements about Bank7 Corp.’s expectations, beliefs, plans, predictions, forecasts, objectives, assumptions or future events or performance are not historical facts and may be forward-looking. These statements are often, but not always, made through the use of words or phrases such as “anticipate,” “believes,” “can,” “could,” “may,” “predicts,” “potential,” “should,” “will,” “estimate,” “plans,” “projects,” “continuing,” “ongoing,” “expects,” “intends” and similar words or phrases. Any or all of the forward-looking statements in (or conveyed orally regarding) this presentation may turn out to be inaccurate. The inclusion of or reference to forward-looking information in this presentation should not be regarded as a representation by Bank7 Corp. or any other person that the future plans, estimates or expectations contemplated by Bank7 Corp. will be achieved. Bank7 Corp. has based these forward-looking statements largely on its current expectations and projections about future events and financial trends that Bank7 Corp. believes may affect its financial condition, results of operations, business strategy and financial needs. Bank7 Corp.’s actual results could differ materially from those anticipated in such forward-looking statements as a result of risks, uncertainties and assumptions that are difficult to predict. If one or more events related to these or other risks or uncertainties materialize, or if Bank7 Corp.’s underlying assumptions prove to be incorrect, actual results may differ materially from what Bank7 Corp. anticipates. You are cautioned not to place undue reliance on forward-looking statements. Further, any forward-looking statement speaks only as of the date on which it is made and Bank7 Corp. undertakes no obligation to update or revise any forward-looking statement to reflect events or circumstances after the date on which the statement is made or to reflect the occurrence of unanticipated events, except as may be required by law. All forward-looking statements herein are qualified by these cautionary statements. Within this presentation, we reference certain market, industry and demographic data, forecasts and other statistical information. We have obtained this data, forecasts and information from various independent, third party industry sources and publications. Nothing in the data, forecasts or information used or derived from third party sources should be construed as advice. Some data and other information are also based on our good faith estimates, which are derived from our review of industry publications and surveys and independent sources. We believe that these sources and estimates are reliable, but have not independently verified them. Statements as to our market position are based on market data currently available to us. Although we are not aware of any misstatements regarding the economic, employment, industry and other market data presented herein, these estimates involve inherent risks and uncertainties and are based on assumptions that are subject to change. This presentation includes certain non-GAAP financial measures, including pro forma net income, tax-adjusted net income, tax-adjusted earnings per share, tax-adjusted return on average assets and tax-adjusted return on average shareholders’ equity. These non-GAAP financial measures and any other non-GAAP financial measures that we discuss in this presentation should not be considered in isolation, and should be considered as additions to, and not substitutes for or superior to, measures of financial performance prepared in accordance with GAAP. There are a number of limitations related to the use of these non-GAAP financial measures versus their nearest GAAP equivalents. For example, other companies may calculate non-GAAP financial measures differently or may use other measures to evaluate their performance, all of which could reduce the usefulness of Bank7 Corp.’s non-GAAP financial measures as tools for comparison. See the table in the appendix of this presentation for a reconciliation of the non-GAAP financial measures used in (or conveyed orally during) this presentation to their most directly comparable GAAP financial measures.