Name of Subsidiary

Jurisdiction of Incorporation or Organization

Velocity Commercial Capital, LLC

California

Century Health & Housing Capital, LLC

Delaware

New Day Business Finance LLC

Delaware

NDCC LLC

Delaware

VCC ABF, LLC

Delaware

VCC ND, LLC

Delaware

VCC Mortgage Securities, LLC

Delaware

VCC Capital Source Financing, LLC

Delaware

Velocity Commercial Capital Warehouse 2025, LLC

Delaware

Velocity Commercial Capital FB Financing, LLC

Delaware

Velocity Commercial Capital MRA Trust 2024-1

Delaware

Velocity Commercial Capital Loan Trust 2017-2

New York

Velocity Commercial Capital Loan Trust 2018-1

New York

Velocity Commercial Capital Loan Trust 2018-2

New York

Velocity Commercial Capital Loan Trust 2019-1

New York

Velocity Commercial Capital Loan Trust 2019-2

New York

Velocity Commercial Capital Loan Trust 2019-3

New York

Velocity Commercial Capital Loan Trust 2020-1

New York

Velocity Commercial Capital Loan Trust 2021-1

New York

Velocity Commercial Capital Loan Trust 2021-2

New York

Velocity Commercial Capital Loan Trust 2021-3

New York

Velocity Commercial Capital Loan Trust 2021-4

New York

Velocity Commercial Capital Loan Trust 2022-1

New York

Velocity Commercial Capital Loan Trust 2022-2

New York

Velocity Commercial Capital Loan Trust 2022-3

New York

Velocity Commercial Capital Loan Trust 2022-4

New York

Velocity Commercial Capital Loan Trust 2022-5

New York

Velocity Commercial Capital Loan Trust 2023-1

New York

Velocity Commercial Capital Loan Trust 2023-2

New York

Velocity Commercial Capital Loan Trust 2023-3

New York

Velocity Commercial Capital Loan Trust 2023-4

New York

Velocity Commercial Capital Loan Trust 2024-1

New York

Velocity Commercial Capital Loan Trust 2024-2

New York

Velocity Commercial Capital Loan Trust 2024-3

New York

Velocity Commercial Capital Loan Trust 2024-4

New York

Velocity Commercial Capital Loan Trust 2024-5

New York

Velocity Commercial Capital Loan Trust 2024-6

New York

Velocity Commercial Capital Loan Trust 2025-1

New York

Velocity Commercial Capital Loan Trust 2025-2

New York

Velocity Commercial Capital Loan Trust 2025-3

New York

Velocity Commercial Capital Loan Trust 2025-4

New York

Velocity Commercial Capital Loan Trust 2025-5

New York

Velocity Commercial Capital Loan Trust 2025-RTL1

Delaware

Velocity Commercial Capital Loan Trust 2025-P1

New York

Velocity Commercial Capital 2025-MCI Trust

Delaware

Velocity Commercial Capital Loan Trust 2025-P2

New York