Parent Company:

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Provident Financial Holdings, Inc.

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Subsidiaries:

Percentage of ownership

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Jurisdiction or State of Incorporation

Provident Savings Bank, F.S.B.

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100%

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United States of America

Provident Financial Corp⁽¹⁾

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100%

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California

Profed Mortgage, Inc.⁽¹⁾⁽²⁾

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100%

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California

First Service Corporation⁽¹⁾⁽²⁾

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100%

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California